Kelly Williams
Your Local Guide For NS Coastal Lifestyle
Meet The Team
Your Local Guide For NS Coastal Lifestyle
Christine Frushon
Real Estate Professional Consultant at Keys with Christine Brokered by EXP Realty
Each office Independently Owned and Operated
Kelly Williams
Keller Williams Select Realty
I am more than a REALTOR® with Keller Williams Select Realty in Halifax Nova Scotia. I am a matchmaker - introducing you to your potential new home. I work with clients in the buying or selling of properties whether for personal or investment purposes. My mission is to make your experience both positive and memorable. The greatest compliment that I can receive is referring me to your family and friends. I can be reached at [email protected]. 902 989 7653 and 416-878-9673
I am also a Property Stylist assisting homeowners in preparing their properties to sell or to live. I have 25+ years of experience working in the design business and 20+ years as a staging professional. Staging and design ignites my passion for working with people in a creative venue. My team has successfully staged hundreds of properties that have sold quickly and profitably to the homeowner. Due to the relationships that we build during this time, we are asked to decorate their new properties. This is a great honour.
Other opportunities that have come from the staging relationships have involved commercial properties. We have decorated a dental office reception area, law offices and real estate offices as well as working with builders on their new custom homes. How can my team and I help you live your dream? If you need a fresh point of view to prepare you property to sell or fresh ideas for the one you currently reside in, you can email me at [email protected] or call me 902 989 7653 or 416-878-9673. Let's talk.
Specialties
REALTOR® Licensed Nova Scotia Canada
SRES® Senior Real Estate Specialist
RENE Real Estate Negotiation Expert
RRPM Residential Renovation Project Manager Property Stylist
CSP International Master of Real Estate Staging
Residential Renovation Project Manager
Vacation Rental Design Specialist
Professional Home Stager
Professional Home Decorator
CSP Mentor of the Year 2006
Past Mentor with the CSP program
Service Areas
HRM, Bedford, Halifax, Kentville, Wolfville and Kings County
Service Areas
HRM, Bedford, Halifax, Kentville, Wolfville and Kings County
HRM, Bedford, Halifax, Kentville, Wolfville and Kings County
EXP Relocation Certification
EXP REO Certification
AHRN Certified Military Real Estate Agent
Recent Activity
MORTGAGE MINUTE# 4
K - Welcome to WHO’S WHO IN THE 902. I’m Kelly Williams from Keller Williams Select Realty and today on Mortgage Minute with Bruce Lusby of Premiere Mortgages he is going to explain to us what is a PURCHASE PLUS IMPROVEMENT MORTGAGE and when should a buyer consider it? Good morning Bruce.
B – Good morning Kelly. The PURCHASE PLUS IMPROVEMENT MORTGAGE is a great tool. It adds flexibility when a buyer might find a house that’s not just quite right for them. So they can do a quick renovation to the house and wrap those renovation costs into the new home. So there are a few key points to Purchase Plus Improvement Mortgage. First is that it is 20% of the purchase price with a maximum of $40,000. I have a lender that will go up to $100K and one lender that doesn’t have any limit at all. The quotes for the renovation need to be upfront and provided to the lender. They won’t look at the mortgage file till they have the quotes. Here’s the key – the lender will not release the purchase plus improvement funds until the renovations have been completed, so the client needs to either A) fund those renovation costs themselves and then they are reimbursed once they are done or B) find a contractor that’s willing to do the renovations and know that they won’t be paid until the renovations are done and completed. Finally not all renovations are acceptable. A new swimming pool wouldn’t be acceptable but some cosmetic upgrades like flooring and countertops or fixing a roof or expanding the house would.
K – That is amazing news. I have had clients in the past ask about something like this and now there is an option for them. Thank you Bruce and thank you for joining us for this week’s Mortgage Minute with Bruce. Want more information call Bruce at 902 210 0515, email: bruce.lusby@.premieremortgage.ca. For all your real estate needs, I’m Kelly Williams. Till next week.
MORTGAGE MINUTE# 4
K - Welcome to WHO’S WHO IN THE 902. I’m Kelly Williams from Keller Williams Select Realty and today on Mortgage Minute with Bruce Lusby of Premiere Mortgages he is going to explain to us what is a PURCHASE PLUS IMPROVEMENT MORTGAGE and when should a buyer consider it? Good morning Bruce.
B – Good morning Kelly. The PURCHASE PLUS IMPROVEMENT MORTGAGE is a great tool. It adds flexibility when a buyer might find a house that’s not just quite right for them. So they can do a quick renovation to the house and wrap those renovation costs into the new home. So there are a few key points to Purchase Plus Improvement Mortgage. First is that it is 20% of the purchase price with a maximum of $40,000. I have a lender that will go up to $100K and one lender that doesn’t have any limit at all. The quotes for the renovation need to be upfront and provided to the lender. They won’t look at the mortgage file till they have the quotes. Here’s the key – the lender will not release the purchase plus improvement funds until the renovations have been completed, so the client needs to either A) fund those renovation costs themselves and then they are reimbursed once they are done or B) find a contractor that’s willing to do the renovations and know that they won’t be paid until the renovations are done and completed. Finally not all renovations are acceptable. A new swimming pool wouldn’t be acceptable but some cosmetic upgrades like flooring and countertops or fixing a roof or expanding the house would.
K – That is amazing news. I have had clients in the past ask about something like this and now there is an option for them. Thank you Bruce and thank you for joining us for this week’s Mortgage Minute with Bruce. Want more information call Bruce at 902 210 0515, email: bruce.lusby@.premieremortgage.ca. For all your real estate needs, I’m Kelly Williams. Till next week.
Testimonials
Wow! negotiated a $400K price reduction on a listing that had already been reduced by $300K!! If you want a skilled negotiator on your side, she’s your girl.
- Carl
is an amazing person and fantastic Real Estate professional. Her marketing skills are second to none, if you are in need of selling or buying a home, she is your choice!
– Duane
and her team are amazing to work with! They go above and beyond with help and communication, and so much fun as well.
– Kristen
was amazing to work with! She made the whole process look so easy. Thank you for all of your hard work.
- Celene
It was my pleasure working with . She is very professional and knowledgeable in the real estate field.
– Natalia
is a phenomenal agent. She made the home buying process simple and I highly recommend her!
– Shronda
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Thank you for visiting
NS Coastal Lifestyle
Each Office Independently Owned & Operated
Not intended to solicit those already under contract
Contact Info
Address
222 Waterfront Dr Suite 106 · (902) 407-7373 Bedford, NS. B4A0H3
Each office Independently Owned and Operated
Phone
+19029897653
Location
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