Be a Guest on Who's Who in the 902

Be a Guest on Who's Who in the 902

Whether you're a business owner, teacher, sports coach, or just someone doing something noteworthy locally, the community wants to get to know you and we would LOVE to interview and feature you on the podcast!

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Whether you're a business owner, teacher, sports coach, or just someone doing something noteworthy locally, the community wants to get to know you and we would LOVE to interview and feature you on the podcast!

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Our Recent Guests

Bruce

Mortgage Minute #1

January 20, 20251 min read

Welcome to WHO’S WHO IN THE 902. I’m Kelly Williams from Keller Williams Select Realty and today on Mortgage Minute with Bruce Lusby of Premiere Mortgage he is going to explain to us THE PAPERWORK YOU NEED AS BUYER TO GET PRE APPROVED.

Good morning Bruce.

B - Good morning. For compliance purposes, I need valid government ID – so driver’s license, front and back or a passport with the photo page and signature page. If they don’t have a passport handy, credit card could do front and back. Each ID needs to be valid, not expired. For proof of income if they are an employee I would need a recent pay stub and an up to date letter of employment from their employer. If income fluctuates, then I’ll need two years of T4 employment reports or two years of income tax documents. I’ll also need proof of down payment, so a bank statement or TFSA statement or a statement from whatever account the funds are coming from. If they don’t have down payment funds, then we can discuss a possible down payment assistance program if they qualify

K – Thank you Bruce and thank you for joining us for this week’s Mortgage Minute with Bruce. Want more information call Bruce at 902 210 0515 or email: [email protected]. For all your real estate needs, I’m Kelly Williams. Till next week.

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Kelly Williams

Realtor® S.R.E.S. Best Selling Author

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This is a FREE community initiative to help locals get to know each other and encourage consumers to shop local!

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See Our Other Awesome Guests

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Meet Dave

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See Our Other Awesome Guests

Bruce

Mortgage Minute #1

January 20, 20251 min read

Welcome to WHO’S WHO IN THE 902. I’m Kelly Williams from Keller Williams Select Realty and today on Mortgage Minute with Bruce Lusby of Premiere Mortgage he is going to explain to us THE PAPERWORK YOU NEED AS BUYER TO GET PRE APPROVED.

Good morning Bruce.

B - Good morning. For compliance purposes, I need valid government ID – so driver’s license, front and back or a passport with the photo page and signature page. If they don’t have a passport handy, credit card could do front and back. Each ID needs to be valid, not expired. For proof of income if they are an employee I would need a recent pay stub and an up to date letter of employment from their employer. If income fluctuates, then I’ll need two years of T4 employment reports or two years of income tax documents. I’ll also need proof of down payment, so a bank statement or TFSA statement or a statement from whatever account the funds are coming from. If they don’t have down payment funds, then we can discuss a possible down payment assistance program if they qualify

K – Thank you Bruce and thank you for joining us for this week’s Mortgage Minute with Bruce. Want more information call Bruce at 902 210 0515 or email: [email protected]. For all your real estate needs, I’m Kelly Williams. Till next week.

Realtor®
S.R.E.S.
Best Selling Author

Kelly Williams

Realtor® S.R.E.S. Best Selling Author

Back to Blog

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NS Coastal Lifestyle

Each Office Independently Owned & Operated

Not intended to solicit those already under contract

Contact Info

Address

222 Waterfront Dr Suite 106 · (902) 407-7373 Bedford, NS. B4A0H3

Each office Independently Owned and Operated

Phone

+19029897653

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Location

Redondo Beach, CA, USA

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